ベストACAMS CAMS学習ガイドと問題集は2023年更新 [Q224-Q243]

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ベストACAMS CAMS学習ガイドと問題集は2023年更新

トップクラスACAMS CAMS試験最先端学習ガイド！練習問題バージョン

CAMS認定は、マネーロンダリング活動を検出および防止するために必要な知識とスキルを専門家に提供するように設計されています。この試験では、AML規制、リスク評価、顧客のデューデリジェンス、不審な活動報告、制裁コンプライアンスなど、さまざまなトピックをカバーしています。この認定は、金融犯罪執行ネットワーク（FINCEN）を含む規制機関によって認識され、金融サービス業界の雇用主によって高く評価されています。

CAMS認定は、専門家がマネーロンダリングアンチマネーロンダリング分野での専門知識を実証し、キャリアの見通しを強化する優れた方法です。この認定は雇用主によって非常に高く評価されており、CAMS認定の専門家は金融業界で需要が高くなっています。この認定は、専門家に、志を同じくする個人やリソースのネットワークへのアクセスを提供し、マネーロンダリングアンチマネーロンダリング分野の最新のトレンドとベストプラクティスを最新の状態に保つことができます。

ACAMS CAMS認定試験は、AML専門家が自分たちの知識と専門知識を証明するための難しいが報酬がある機会です。金融犯罪防止とコンプライアンスの重要性が高まる中、CAMS認定は世界中のAML専門家にとってますます価値があり、関連性が高まっています。

質問 224
What does the Egmont Group’s support for its members include?

Issuing due diligence models for financial institutions

Expanding and systematizing international cooperation in the reciprocal exchange of information

Issuing strategic products for law enforcement agencies and FIUs on topics of international interest

Expanding the ability of FIUs to enforce laws and exchange information globally to combat money laundering and terrorist financing

質問 225
A compliance officer is reviewing transactions related to a company suspected of being involved in wildlife trafficking. Which of activities below are common in wildlife trafficking schemes? (Select Two.)

Large dollar wire transfers between wildlife farms and firms operating in inconsistent lines of business

Exchanging fiat currency to cryptocurrency to accomplish payment to the wildlife farm

Activity involving politically exposed persons with environmental, game, or forestry oversight

Payment of transportation charges using a fraudulent financial instrument

Customer requests payment of proceeds to an unrelated third party

質問 226
An AML compliance officer receives notice of government update including the names of the latest terrorists sanctioned by the United Nations Security Council. Which would be the most appropriate step to take?

Notify the Board of Directors

Update the monitoring software containing sanctioned persons

Inform the customers that their funds will be frozen

Update training information to include the latest names

質問 227
The bank’s internal financial intelligence unit (FIU) has reviewed activity related to a politically exposed person (PEP); the activity in the account contains a large, round number, one time wire to an obscure organization. Which would not be a sufficient reason to file a SAR/STR?

Beneficiary is largely unknown

Maintain the bank’s reputation

Wire is a large amount

Customer activity is unreasonable

質問 228
During an ongoing investigation into a client’s activities by a competent authority, a compliance officer should

Ensure communication with regulatory and law enforcement authorities is conducted only through senior management.

Communicate only in writing with regulatory and law enforcement authorities in line with applicable local laws.

Communicate with regulatory and law enforcement authorities in line with applicable local laws.

Limit communication with regulatory and law enforcement authorities to the absolute minimum.

質問 229
Which three areas do FATF’s 40 recommendations cover? Choose 3 answers

International Cooperation

Prescriptive sentences for predicate offenses

Financial systems and their regulation

The criminal justice system

質問 230
In order to protect investigative materials from disclosure when conducting an internal Investigation of any employee of a financial institution, legal counsel of that financial should ____________?

Request formal company authorization to conduct the investigation. Such authorization should be granted, if possible, by the board of directors or audit committee

Refuse to provide any records or documents to law enforcement because the bank has client privilege with its bank customers

Let the bank hire any and all contract investigators to conduct the internal investigation. That way Legal is not a party to the action and may remain independent

Not mark files or documents with privileged and Confidential: Attorney-Client Privilege and/or Work-Product.
Those marks will only encourage law enforcement or opposing attorneys to seize those files

質問 231
Which are common types of economic sanctions? (Choose three.)

Targeted sanctions

Technological sanctions

SWIFT network sanctions

Sectoral sanctions

Supervisory sanctions

Comprehensive sanction

質問 232
After evaluating recent changes to international standards, an anti-money laundering specialist should consider enhanced due diligence on accounts held by which three groups of people?

Lawyers

Foreign Exchange Dealers

Retail Account Holders

Precious Metal Dealers

質問 233
When providing reporting of STRs to the board, which of the following should be provided?

A numerical summary of all the STRs

A numerical summary of all the STRs and a summary of key STRs, including PEPs, key employees

A summary of all key STRs, including PEPs and key employees

All the STRs filed with the national FIU

質問 234
Which of the following is the best action to take regarding a particular account once suspicious activity is reported by the institution?

Notify the client that the transaction has been reported.

Freeze the funds pending notification from the competent authority.

Secure all supporting documentation.

Immediately close the account.

質問 235
An anti-money laundering specialist at a large institution is responsible for information senior management about the status of the anti-money laundering program across the organization.
Which report is the most useful?

The total credit exposure for non-cooperative countries and territories

Results of related audits and examinations

Details on inquires received from law enforcement

Notification of management changes in the different major divisions

質問 236
A Money Laundering Reporting Officer’s (MLRO) lack of action led to deficiencies in the bank’s AML program and a civil monetary penalty being levied against the MLRO. Why was this direct action taken against the MLRO?

The MLRO is the only individual that can be held responsible for AML program deficiencies.

MLROs can be held to an individual accountability standard and face potential penalties for contributing to AML program deficiencies.

The MLRO agreed to the civil penalty so that the bank would not be found liable for the AML program deficiencies.

Action was brought against the MLRO because banks cannot be found liable for AML program deficiencies.

質問 237
What indicates potential money laundering activity by a lawyer?

A lawyer’s trust account regularly receives wire transfers from unknown remitters in a high risk country and immediately redirects the same funds to the same remitters account in a low risk country

A lawyer’s trust account receives a large value wire transfer from a publicly listed life insurance company and then immediately transfers the same funds out to an unknown individual in a low risk country

A lawyer’s account in a low risk country receives a bank draft from another lawyer firm in a high risk country

A lawyer’s account in a high risk country receives a cash deposit of an amount that is considerable below the reporting threshold

質問 238
An anti-money laundering specialist is employed by a large multi-national bank. The bank is planning to open an international department that will be responsible for expanding services to various countries. The head of the new international department has asked specialist to assess risks associated with the bank’s expansion plans. What three set of materials should be included as a reference? Choose 3 answers

U.S. Patriot Act

FATF 40 Recommendations

Customer Due Diligence for Banks issued by Basel committee on Banking Supervisions

The Egmont Group Statement Purpose

質問 239
What are four key elements that a KYC program should contain according to the Basel Committee requirements?

Customer onboarding, sanction monitoring, customer acceptance, customer due diligence

Customer identification, risk assessment, customer screening, monitoring

Customer onboarding, risk monitoring, customer acceptance, enhanced due diligence

Customer identification, risk management, customer acceptance, monitoring

質問 240
Which three criteria does a shell bank meet according to the Wolfsberg Principles on Correspondent Banking?
Choose 3 answers.

It does not conduct business at a fixed address in a jurisdiction in which it is authorized to conduct business.

It does not employ one or more individuals at its fixed address where it is authorized to conduct business or maintain operating records at that address

It is not subject to AML laws that require it to implement an AML program

It is not subject to inspection by the banking authority that licensed it to conduct banking activities

質問 241
You create an Azure Cognitive Services resource.
You develop needs to be able to retrieve the keys used by the resource. The solution must use the principle of least privilege.
What is the best role to assign to the developer? More than one answer choice may achieve the goal.

Security Manager

Security Reader

Cognitive Services Contributor

Cognitive Services User

質問 242
Which three stages of money laundering are on-line banking vulnerable to?

Placement

Layering

Integration

Structuring

質問 243
According to the Financial Action Task Force 40 Recommendations, Designated Non-Financial Businesses and Professionals include which entities?

Commodities traders

Money services businesses

Hawala operators

Real estate agents

有効なCAMS試験最新問題で2023年最新の学習ガイド：https://www.goshiken.com/ACAMS/CAMS-mondaishu.html

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ベストACAMS CAMS学習ガイドと問題集は2023年更新 [Q224-Q243]

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